Ask your money advisor

Type in the advisor bar at the bottom of any screen, or open Advisor. The advisor knows your accounts, bills and paydays.

Ask it anything about your money

• “Can I afford a $300 car repair this week?”
• “What’s due before payday?”
• “How much did we spend on takeout last month?”
• “When will my Visa be paid off?”

Have it make changes

• Log, edit or delete purchases and income.
• Add, change, pause or end paychecks, bills, debt payments and savings transfers, including “my rent goes up to $1,500 starting March.”
• Add cards, loans and pay-later plans, and correct balances.
• Create funds and set targets: “save $150 a month for Christmas.”
• Set up savings rules and look over your savings: “save $50 every payday until my rainy-day fund hits $1,000.”
• Move one bill to another date, or skip it this time.
• Save your goals and household details so its advice fits you.
• Build and start a payoff plan once you’ve agreed to the numbers.

What it changed shows as small notes under its reply. Tap a suggested reply chip to keep going.

Managing chats

• Your chats are listed under Recent. Archive old ones, or open Archived to bring one back.
• Delete a chat with the trash icon. Deleting a statement review you never added also throws away that upload.
• Your chats are private to you, even in a shared budget.

Start a new chat for a new topic. Write your goals in Settings → Goals; the advisor reads them.

Each message you send, including tapping a chip, counts toward your daily advisor messages. Settings shows how many you’ve used today. The advisor plans and records; it never moves real money.